Should I Hire the Cheapest Lawyer?

Should I Hire the Cheapest Attorney?

When people buy a car, they are looking for value instead of just price. The cheapest cars may cost $300 to $1,000 but people don't usually buy the cheapest car they can find because what people really want is value.

Everyone who files bankruptcy is broke and bankruptcy attorneys know that. As a result, they price their services to balance the need of the client for an affordable service against the need of the lawyer to stay in business by charging enough to pay the lawyer's bills. The government does not pay the lawyer, you do either before filing the case (in a Chapter 7) or through the payment plan (in a Chapter 13).

Attorney Fees Versus Expenses

Attorney fees are what the lawyer earns from providing the work.

Expenses are collected by the lawyer from the client to pay third parties. Expenses may include:

  • Filing fees
  • Credit Counseling Briefing and Financial Management Course
  • Credit Report
  • Due diligence reports

Chapter 13 Attorney Fees. With very few exceptions, all attorneys get paid the same attorney fees for a Chapter 13 case in the Middle District of Alabama so there is no benefit to price shopping.

Chapter 7 Attorney Fees. These do vary depending upon the complexity of the case and the rates charged by the firm - usually based upon the amount of time they expect to spend on handling the case.

In 2013, Chapter 7 cases made-up 22% of the bankruptcy cases filed in the Middle District of Alabama based on data from the Administrative Office of the U.S. Courts.

Consumer Tip: Many consumers will seek a Chapter 7 but relatively few will get one. Don't just ask the lawyer how much they charge for a Chapter 7 but also ask what percentage of their bankruptcy filings are Chapter 7 cases.

Our firm is committed to a balanced approach between Chapter 7 and Chapter 13 solutions which emphasizes what is best for our clients rather than what may be more convenient or profitable for us. Our commitment is also to provide excellent value for the money we receive from helping our clients.

Contact a Knowledgeable Bankruptcy Lawyer

Charles Grainger is an experienced bankruptcy attorney who can advise you on whether bankruptcy or any bankruptcy alternatives are appropriate for you. We can suggest long-term solutions to your financial troubles depending on your particular situation. At Grainger Legal Services, we represent clients from our offices located in Montgomery, Prattville, and Troy in order to help people in South-Central Alabama “get out of the hole.” Call us at (334) 260-0500 or contact us online to schedule a free consultation.

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