Getting a Fresh Start in Alabama

Harassment by creditors can be incredibly difficult to deal with. It is stressful to receive with repeated threats of wage garnishment and legal action late at all hours of the day and night. Oftentimes, it can seem as though new bills accumulate more quickly than you can pay old ones off. For people who have unmanageable amounts of medical or consumer debt, bankruptcy can help you obtain a new start. Seasoned Montgomery bankruptcy lawyer Charles Grainger can represent you in the consumer bankruptcy process by helping you file for relief under Chapter 7 or 13. He also assists businesses in Alabama that are overwhelmed with debt by helping their owners seek Chapter 7 bankruptcy.

How Bankruptcy Can Help You

Bankruptcy is often misunderstood and maligned. It can provide significant relief, depending on the unique details of your financial situation. For some people, there are other better options. If you have only a few creditors or you are not quite "in the hole," it may be appropriate to negotiate a payment plan. However, if you are overwhelmed by consumer or medical debt, or are facing a real possibility of foreclosure, bankruptcy can be the best course of action. It is important to work with an experienced bankruptcy attorney in Montgomery who can look at the totality of your circumstances, help you explore your options, and represent you through the bankruptcy process if appropriate.