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How Does Bankruptcy Affect Co-Signers?

How does bankruptcy affect co-signers? If you’re in financial difficulty and you’re struggling to repay co-signed debts, you may need to consider this question. In Alabama, as in other states, the implications of bankruptcy for co-signers can be significant, though the specific consequences vary widely depending on individual circumstances. This blog post will delve deeper… Continue reading How Does Bankruptcy Affect Co-Signers?

Behind on Mortgage Payments in Alabama? Chapter 13 Can Help

Falling behind on mortgage payments and dealing with the threat of foreclosure can be a frightening experience. If you’re struggling to keep your mortgage payments up to date, it’s important to know that you have options to protect your home and regain financial stability. Chapter 13 bankruptcy is among the most effective of these options.… Continue reading Behind on Mortgage Payments in Alabama? Chapter 13 Can Help

Why Should I Use an Attorney in My District?

If you’re considering filing for bankruptcy and you’re wondering about how to manage the legal requirements involved, you essentially have three options: Prepare the case on your own and represent yourself “pro se.” Use a bankruptcy petition preparer. (This will also require you to represent yourself “pro se.”) Use an attorney located in your district.… Continue reading Why Should I Use an Attorney in My District?

Causes of Bankruptcy

There are many factors that can lead to bankruptcy, some that are beyond the debtor’s control. This post discusses some of the sources of financial distress that most often affect clients who come to us for help with their bankruptcy filings. Business Difficulties According to data from the Bureau of Labor Statistics (BLS), around 45%… Continue reading Causes of Bankruptcy

The Role of the Bankruptcy Trustee

Legal Representation for Alabama Residents Reorganizing Their Finances The bankruptcy attorneys at Grainger Hawley & Shinbaum, LLC can help individuals throughout Alabama protect their interests during financial reorganization. Working with a bankruptcy trustee can help you make sure you receive the greatest possible discharge of your consumer debts. Most states are part of the U.S.… Continue reading The Role of the Bankruptcy Trustee

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