Category: Bankruptcy

Effect of Bankruptcy on Utility Services

Alabama Attorneys Guiding Individuals through Financial Reorganization If you are thinking about filing for bankruptcy, you may be concerned about the effect of bankruptcy on utility services, such as gas, sewer, water, electric, or telephone bills. Many debtors fall behind on their utility bills and have questions about whether they will lose service altogether by… Continue reading Effect of Bankruptcy on Utility Services

Effect of Bankruptcy on Security Clearances

Alabama Attorneys Serving Individuals Reorganizing Their Finances For government employees, defense contractor employees, or members of the military on active duty, it can be particularly stressful to file for bankruptcy. Often, they are unsure how this process will affect their security clearances. The Department of Defense has guidelines related to this issue, and they include… Continue reading Effect of Bankruptcy on Security Clearances

Divorce or Death of a Spouse

Compassionate Lawyer Guiding Montgomery Residents Through Bankruptcy Whether you lose your spouse due to divorce or death, the financial toll can be tremendous. Many marriages result in divorce due to financial trouble. Widowers also can suffer after the death of a spouse because of the loss of additional income from that spouse to pay off… Continue reading Divorce or Death of a Spouse

Claims Bar Date

Bankruptcy Lawyer Representing Alabama Debtors Unsecured creditors must file proofs of claim in order to participate in the distribution of a bankruptcy estate. Unsecured creditors are those whose claims are not secured by property. Generally, credit card companies and medical providers are unsecured creditors. In contrast, secured creditors, such as a bank that provided a… Continue reading Claims Bar Date

Causes of Bankruptcy

There are many causes that often lead to bankruptcy, and sometimes these causes are completely beyond the debtor’s control. While this list is by no means a complete list, this subsection discusses some of the more frequently seen causes of financial distress that ultimately lead to bankruptcy. One of the most common causes is a… Continue reading Causes of Bankruptcy

Adversary Proceedings

Adversary Proceedings in Alabama Bankruptcy In some situations, you may need a type of bankruptcy relief that can be granted only by a judge, and that cannot be provided by simply filing a motion related to the bankruptcy. In those cases, it may be appropriate to file an adversary proceeding within your bankruptcy case. Experienced… Continue reading Adversary Proceedings

Effect of Bankruptcy on Divorce Settlements

Effect of Bankruptcy on Divorce Settlements Lawyers for Alabama Residents Reorganizing Their Finances It is not uncommon for bankruptcy and divorce to occur around the same time. Economic stress and debt often trigger discussions of divorce. Soon-to-be ex-spouses may be concerned about whether child support or alimony will be paid after bankruptcy is filed. They… Continue reading Effect of Bankruptcy on Divorce Settlements

Alternatives to Bankruptcy

Alternatives to Bankruptcy in Alabama Bankruptcy can be a great way to get a fresh start if you are buried in consumer debt. However, there are many situations when alternatives to bankruptcy would be a better solution. If you are struggling with debt, experienced Montgomery bankruptcy lawyer Charles Grainger can advise you as to whether… Continue reading Alternatives to Bankruptcy

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