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Alabama Lawyers Dedicated to Helping Individuals Reorganize Their Finances Certain debts are nondischargeable, which means that filing for bankruptcy will not wipe them out. Among nondischargeable debts are traffic fines. These will not be discharged through Chapter 7 bankruptcy, and they must be repaid in Chapter 13 bankruptcy. When too many traffic fines accumulate, or… Continue reading Getting Your Driver’s License Back Through Bankruptcy

Legal Representation for Alabama Residents Facing Bankruptcy Many business owners sink their personal funds into a company and take on significant personal debt or guarantee their business debts. They don’t know where to turn when things start to fall apart, and they are unable to repay loans or other debts. If your business is organized… Continue reading Failed Business

Does an Alabama Bankruptcy Affect Eviction? If you rent your home, you may be wondering about the effect of bankruptcy on your tenancy. When you file Chapter 7 or Chapter 13 bankruptcy, an automatic “stay” is triggered. This means, creditors can no longer engage in collection activities; they cannot file lawsuits or engage in harassment.… Continue reading Evictions

Alabama Attorneys Guiding Individuals through Financial Reorganization If you are thinking about filing for bankruptcy, you may be concerned about the effect of bankruptcy on utility services, such as gas, sewer, water, electric, or telephone bills. Many debtors fall behind on their utility bills and have questions about whether they will lose service altogether by… Continue reading Effect of Bankruptcy on Utility Services

Alabama Attorneys Serving Individuals Reorganizing Their Finances For government employees, defense contractor employees, or members of the military on active duty, it can be particularly stressful to file for bankruptcy. Often, they are unsure how this process will affect their security clearances. The Department of Defense has guidelines related to this issue, and they include… Continue reading Effect of Bankruptcy on Security Clearances

Compassionate Lawyer Guiding Montgomery Residents Through Bankruptcy Whether you lose your spouse due to divorce or death, the financial toll can be tremendous. Many marriages result in divorce due to financial trouble. Widowers also can suffer after the death of a spouse because of the loss of additional income from that spouse to pay off… Continue reading Divorce or Death of a Spouse

Legal Counsel on Filing for Bankruptcy in Montgomery Disability, injury, or illness may force you to file for bankruptcy. Health insurance may not offer enough protection against the loss of savings in the event of one or more illnesses or injuries. You may have to pay not only for the doctor bills but also rehabilitation… Continue reading Disability or Workers Comp Injury

Bankruptcy Lawyer Representing Alabama Debtors Unsecured creditors must file proofs of claim in order to participate in the distribution of a bankruptcy estate. Unsecured creditors are those whose claims are not secured by property. Generally, credit card companies and medical providers are unsecured creditors. In contrast, secured creditors, such as a bank that provided a… Continue reading Claims Bar Date

Adversary Proceedings in Alabama Bankruptcy In some situations, you may need a type of bankruptcy relief that can be granted only by a judge, and that cannot be provided by simply filing a motion related to the bankruptcy. In those cases, it may be appropriate to file an adversary proceeding within your bankruptcy case. Experienced… Continue reading Adversary Proceedings

Effect of Bankruptcy on Divorce Settlements Lawyers for Alabama Residents Reorganizing Their Finances It is not uncommon for bankruptcy and divorce to occur around the same time. Economic stress and debt often trigger discussions of divorce. Soon-to-be ex-spouses may be concerned about whether child support or alimony will be paid after bankruptcy is filed. They… Continue reading Effect of Bankruptcy on Divorce Settlements