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Debt Relief Lawyer Assisting Alabama Residents When you file for Chapter 7 or Chapter 13 bankruptcy, you will need to repay some of your creditors. Generally, less is paid back when you file for Chapter 7. It is not uncommon for people to suffer financially after being seriously injured, due to hospital bills and lost… Continue reading Personal Injury Awards and Settlements in Bankruptcy

Alabama Attorney Protecting Debtors’ Rights Obtaining a discharge is the primary purpose of filing for bankruptcy for most debtors. Sometimes unforeseen circumstances may arise after you have already filed the initial paperwork, creating the need to make a purchase on credit. It is important to be aware that you will need permission to incur substantial… Continue reading Making Purchases on Credit During Bankruptcy

Alabama Attorney Protecting Debtor Rights Navigating the bankruptcy process can be extremely challenging for a layperson. It requires you to make full disclosures of assets and debts, and comply with numerous deadlines in order to complete the process and obtain a discharge. Failing to meet mandatory deadlines may result in the dismissal of your case… Continue reading Key Deadlines in Bankruptcy Cases

Discharge of Federal Income Taxes in Alabama Tax problems must be dealt with as soon as possible. When tax problems become overwhelming and other debts complicate repayment, some individuals file for bankruptcy. Chapter 7 and Chapter 13 bankruptcy can help you reduce or discharge your tax debt. An experienced Montgomery bankruptcy lawyer can help you… Continue reading Taxes

Debt Relief Attorney Serving Alabama Residents The impact of an inheritance on your bankruptcy varies depending on the timing of the inheritance and whether you filed under Chapter 7 or Chapter 13. At Grainger Hawley & Shinbaum, LLC, an Alabama bankruptcy lawyer can advise you on the effect of an inheritance and help you navigate… Continue reading Inheritances in Bankruptcy

Alabama Lawyers Dedicated to Helping Individuals Reorganize Their Finances Certain debts are nondischargeable, which means that filing for bankruptcy will not wipe them out. Among nondischargeable debts are traffic fines. These will not be discharged through Chapter 7 bankruptcy, and they must be repaid in Chapter 13 bankruptcy. When too many traffic fines accumulate, or… Continue reading Getting Your Driver’s License Back Through Bankruptcy

Legal Representation for Alabama Residents Facing Bankruptcy Many business owners sink their personal funds into a company and take on significant personal debt or guarantee their business debts. They don’t know where to turn when things start to fall apart, and they are unable to repay loans or other debts. If your business is organized… Continue reading Failed Business

Does an Alabama Bankruptcy Affect Eviction? If you rent your home, you may be wondering about the effect of bankruptcy on your tenancy. When you file Chapter 7 or Chapter 13 bankruptcy, an automatic “stay” is triggered. This means, creditors can no longer engage in collection activities; they cannot file lawsuits or engage in harassment.… Continue reading Evictions

Alabama Attorneys Guiding Individuals through Financial Reorganization If you are thinking about filing for bankruptcy, you may be concerned about the effect of bankruptcy on utility services, such as gas, sewer, water, electric, or telephone bills. Many debtors fall behind on their utility bills and have questions about whether they will lose service altogether by… Continue reading Effect of Bankruptcy on Utility Services

Alabama Attorneys Serving Individuals Reorganizing Their Finances For government employees, defense contractor employees, or members of the military on active duty, it can be particularly stressful to file for bankruptcy. Often, they are unsure how this process will affect their security clearances. The Department of Defense has guidelines related to this issue, and they include… Continue reading Effect of Bankruptcy on Security Clearances